Most businesses sell for less than they're worth.
Not because they're bad — because they're not ready. Owner-dependent, earnings a buyer can't verify, a file that dies in diligence. We score your Sellability, show you the value you're leaving on the table, and build the file that closes the gap — and that a buyer can actually finance.
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Free · Confidential · No credit pull · No obligation · 3 minutes.
Bankable One is not a business broker, lender, or certified appraiser. Valuation figures are directional ranges from market comparables — not offers, appraisals, or guarantees of sale price.
Directional range from market comps · not a certified appraisal.
The exit wave is here. Most of the businesses in it aren't ready to be bought.
More than ten million business owners are heading for the exit. Buyers — and the lenders financing them — want the same thing: a business with earnings they can trust, an operation that runs without the current owner, and a file clean enough to close. Most businesses for sale have none of that documented. They trade at a discount, or they don't trade at all.
It's the same three questions a lender asks, re-weighted for a buyer: is the profit real, does it transfer, and can the deal actually close and finance. That's not a broker's job and it's not an appraiser's job — it's a readiness job, and it's the only part of the sale you fully control. We make it measurable, fixable, and provable before you ever go to market.
Ready for the money — whether you borrow it or sell for it.
The same scan that scores you for a lender scores you for a buyer. Run it once and see both numbers.
Can I borrow against it?
Scored by the Bankable Index. Reader: the credit committee.
Get fundable →Can I sell it — and can my buyer finance it?
Scored by the Sellability Index (5 pillars, 28 items, 100 points, weighted to earnings quality and transferability). Reader: the acquirer and their lender.
Get sellable →See the value you're leaving on the table.
A score tells you where you stand. The Valuation Bridge tells you what it's costing you — in dollars. We establish a defensible value range for your business as it is today, then show what each fixable gap is worth once it's closed. Document an add-back, reduce owner-dependence, add a data room — each one moves your number, and we price the move.
Normalize
Establish the earnings base (SDE or Adjusted EBITDA) with a documented bridge from your tax return.
Comp the multiple
A defensible range from market comparables for your industry and size.
Price as-is
Where your Sellability Score positions you in that range today.
Value each gap
Earnings gaps convert at the multiple; risk gaps move the multiple itself.
Price ready
The range you reach once the buildable gaps are closed. The delta is your value at stake.
Directional ranges from market comparables and stated assumptions — not a certified/USPAP appraisal or a guaranteed sale price. Confirm with your CPA and, where required, a credentialed appraiser.
Four businesses. One market. Four reasons buyers walk.
The owner-dependent business
“The business is the owner.” Runs on the founder's hours and relationships. A buyer sees a job, not an asset — and prices in a steep discount, or walks.
The unverifiable-earnings business
Real profit, unprovable profit. Commingled books, undocumented add-backs, cash off the record. A buyer's diligence can't confirm it and a lender won't finance it — so it trades on the number that can be proven.
The concentrated / fragile business
One cliff away from zero. One customer, one supplier, one channel. The buyer prices the cliff risk into the multiple, or demands a large earn-out.
The un-closeable business
Good business, fatal file. Murky IP or cap table, unassignable contracts, no data room, a hidden lien. The price is agreed — then the deal dies in diligence.
What's in the file.
Sellability Score & Published Rubric
Your 0–100 score across 28 line items, each shown as Built / Aged / Screen, so you know exactly what's fixable.
The Valuation Bridge
Your defensible as-is range, your ready range, and the itemized value of every gap between them.
QoE-Readiness Package
Normalized earnings, a documented add-back schedule, and reconciled financials built to the standard a buyer's diligence reads. Coordinated with your CPA.
Transferability Plan
Owner-dependence reduction, SOP and management documentation, and a concentration/continuity read that de-risks the deal.
Buyer-Financeability Cross-Check
We model the acquisition the way a buyer's lender will (post-acquisition DSCR, SBA-style terms) so you know your buyer can actually fund it.
Indexed Data Room
Corporate record, cap table, assignable contracts, IP, and financials — assembled, indexed, and diligence-ready.
Priced to the value at stake — not a piece of your sale.
We're a preparation and scoring firm, not a broker. You pay a flat fee to build the file and the Valuation Bridge; when you're ready to transact, the sale itself is handled by a licensed broker or partner. No percentage of your sale price. Start with a free scan; engage only if the value at stake justifies it.
Sellability Scan
Best for any owner weighing an exit who wants an honest read first.
Includes: Full Sellability Scan and Score, Valuation Bridge (as-is vs. ready), the gaps costing you the most value, and a 30-minute strategy call.
Start My Free ScanExit Readiness File — Standard
For businesses under ~$2M in value.
Includes: Everything in the Scan, plus QoE-readiness package, transferability plan, data room, buyer-financeability cross-check, and a lender-format normalized financial package.
Begin Exit ReadinessExit Readiness File — Institutional
For $2M–$10M businesses.
Includes: Everything in Standard, plus a full sell-side-style CIM with market comps, 3-year normalized financials + adjusted EBITDA, Q&A dossier, and 60 days of specialist access through the go-to-market stage.
Begin Exit ReadinessFundable + Sellable Bundle
Score and prepare for a loan and a sale in one engagement. Because the two files share most of the same work, the second score is priced at a fraction of standalone. Ask on your assessment.
Start my assessment →Engagement fees are flat work-product fees set in a definitive services agreement. Bankable One does not broker business sales, does not take a commission on any sale, and does not guarantee a sale or a price. Deliverables are yours permanently.
Questions owners ask before they sell.
We give you a defensible range built from your normalized earnings and market comparables for your industry and size — the same way a buyer's advisor will value it. It's directional, not a certified appraisal, and we tell you exactly what would move it up.
Find out what it's worth — and what it could be worth ready.
Start with the free Sellability Scan. See your score, your value at stake, and whether a buyer could finance you today — plus the range the Exit Readiness File would unlock.
Run My Free ScanBankable One is not a business broker, lender, or certified appraiser. Valuation figures are directional ranges from market comparables and stated assumptions — not offers, appraisals, or guarantees of sale price. Confirm with your CPA and, where required, a credentialed appraiser.